Car calculators

Every number here is yours: we build in no price, fee, insurance premium, fuel price or interest rate, because they change and differ by car and provider. Everything is calculated on your device.

Car loan: flat or reducing rate?

1. Car finance: what will I really pay?

The same rate costs more when it is FLAT (interest on the full amount for the whole term) than when it is REDUCING.

Car price (AED) Down payment (AED) Interest rate offered (% per year)From the bank or dealer's written offer. Term (months)

How is the rate quoted? Flat rate Reducing rate

What do the labels mean?

2. What does the car cost me per year?

Fuel plus the yearly costs you enter. Add the price and an expected resale value to include depreciation.

Kilometres per year Fuel use (litres per 100 km) Fuel price (AED per litre)Use this month's official price for the fuel grade you use. Insurance per year (AED) Registration renewal per year (AED) Servicing and tyres per year (AED) Other yearly costs (AED) — parking, Salik, cleaning Car price (AED, optional) Expected resale value (AED, optional) Years you will keep it (optional)Depreciation is counted only when you enter all three.

3. Electric vs petrol: which is cheaper to run?

Same yearly distance, your own consumption and energy prices.

Kilometres per year Petrol car: litres per 100 km Petrol price (AED per litre) Electric car: kWh per 100 km Electricity price (AED per kWh)Your home tariff or the public charger price you will use most. Petrol car: servicing per year (AED) Electric car: servicing per year (AED) Petrol car price (AED, optional) Electric car price (AED, optional)

These are estimates from your inputs, not offers. A dealer, bank or insurer must confirm the real figures in writing.
Car finance rules, fees and prices change; check them with the provider before you sign.

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